Mamas on Bedrest: What to Expect With Insurance When You are Expecting

June 11th, 2012

Hello Mamas!!

Today’s post topic is one that is of great importance to mamas, the issue of health insurance while pregnant. As we all know, insurance policies vary GREATLY and many policies don’t cover bed rest. One would think that given the fact that bed rest is prescribed due to a pregnancy complication, treatments and services are automatically covered by insurance. Unfortunately, this isn’t the case! Many insurance policies don’t cover pregnancy and require an additional rider on the policy. Some policies only cover a certain number of prenatal and post partum visits. Some policies don’t cover extended hospital stays or neonatal ICU care.

I could go on and on but thankfully I don’t have to.  Today’s post is a guest post written by June Owensboro for Term Life Insurance. June shares with us what mama on bed rest and other mamas to be need to look for when reviewing their insurance policies. June combines a easy, readable style with great content in this piece and I think mamas to be, on or off bed rest, will benefit. And I have already asked June to be our guest again on a post on short term disability, so hopefully we’ll be hearing more from June in the near future!!

What to Expect With Insurance When You Are Expecting

Pregnancy can be one of the most exciting times in a person or couple’s life. It is the circle of life that people look forward to continuing throughout life. However, it can also be a very expensive time depending on the type of health care that you have. Since health care is something that people usually hate paying for and it is always up for debate, it can be easy to be confused. The type of health care that you can get might sometimes vary depending on your economic status and other variables; it is important that as a new parent you understand the differences in health care while you are pregnant and even what steps you might want to take before you actually start trying to have a baby. (cont.)

 Thanks so much to June Owensboro for this article on insurance in pregnancy. Be sure to read the entire article and take advantage of this valuable information. Share this information with other expectant mamas and share your comments below. We’d love to hear from you!

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