Emergency Funding Resources

I had a client who got caught without funds. Although she had a job that paid a bit of short term disability, she went on hospital bed rest 4 months before her due date. The short term disability would only cover 6 weeks. After that point, she would have no income and no hospitalization coverage. Here are some resources that we were able to come up with for her. We will certainly add to this page as we learn of more resources.

Charities (Austin, Texas)

  • Catholic Charities: The Gabriel Project. This local charity provides diapers, formula, baby clothes and furniture to families in need.
  • The Austin Pregnancy Resource Center. This case management center assists mamas in need to get pregnancy tests, ultrasounds and to start prenatal care. They also assist women if they choose to put their babies up for adoption to get set up with an agency.

National Foundations

  • The Modest Needs Foundation – This foundation provides small grants for one time emergency expenses to anyone in the United States.
  • Better Bed Rest – This non-profit organization provides modest grants to families in need because mama has gone on pregnancy bed rest. In order to be eligible, Mama must be able to show loss of income and be willing to participate in their peer mentoring program.
  • The United Way – United Way is a worldwide network in 45 countries and territories, including nearly 1,300 local organizations in the U.S. It advances the common good, creating opportunities for a better life for all, by focusing on the three key building blocks of education, income and health.  LIVE UNITED is a call to action for everyone to become a part of the change.

Federal Assistance


The Centers for Medicare & Medicaid Services (CMS) administers Medicare, the nation’s largest health insurance program, which covers nearly 40 million Americans. Medicare is a Health Insurance Program for people age 65 or older, some disabled people under age 65, and people of all ages with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). Note: If you are going to apply for Medicare to help cover medical expenses when you are pregnant, you have to apply prior to becoming pregnant.

Food Stamps

Women, Infants and Children Program (WIC)

WIC provides Federal grants to States for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk. Although funded by the federal government, the programs are administered by the individual states.

Supplemental Nutrition Assistance Program -SNAP (Food Stamps Programs)

Short and Longterm Disability, Supplemental Insurance Policies.

There are a variety of short and long term disability insurance programs available. Most must be administered by your employer, but there are a few that will allow individuals to purchase policies. More will be added as we receive the information.


New York Life

Unum Provident