Insurance coverage

Mamas on Bedrest: Maternity vs. Medical-How this distinction affects your insurance policies.

May 14th, 2014

Hello Mamas!

Today’s post comes as a result of a question posed to me by Mama on Bedrest Natalie. She is now on hospital bed rest and is submitting claims to her supplemental insurance and she wants to know if they will cover her care. In my experience, once your pregnancy enters the “high risk” category, you actually receive more insurance coverage and pay out benefits from supplemental policies. This is because you are now being treated for a “medical condition” in addition to the pregnancy, and the medical condition is typically a covered benefit. Yes, I know it sounds crazy but this is what happens when you have a “health care system” that is actually a system that pays you for getting sick! Learn more in today’s vlog!